Insurance & Coverage
Understanding your coverage.
Out-of-network made simple. Plain-English guidance on what your plan may send back, so you know what to expect before you schedule.
Network & Coverage
Your plan, in plain English.
Whether you are in-network or using out-of-network benefits, we help you understand exactly what your coverage looks like before your first visit.
Network Status
Current In-Network Plans
On any other plan, we bill out-of-network and help you claim reimbursement through your benefits.
Out-of-Network
Not on your network?
That may work in your favor.
You choose the specialist
No narrow network decides who you see. You pick the doctor who fits, and your plan still helps pay.
50–80% back on most PPO plans
Once your deductible is met, your insurer sends reimbursement straight to you.
No referrals, no gatekeeping
Start care directly. No waiting on a primary doctor to approve a referral.
More privacy over your records
Less mental health detail flows through the insurer. You control what the superbill shares.
Split payments available. A 10% deposit holds your spot. Pay in up to three installments so cost never stops your care.
Out-of-network reimbursement
See what comes back to you
You pay for your visit up front. Once your deductible is met, most PPO plans send a good chunk of it back.
You pay
$200
Therapy sessionper 60-min visit
Comes back to you
~$130
about 65% of the $200 rate
These are estimates, not a quote. A typical PPO returns about 50 to 75% after your deductible. Your real number depends on your plan.
Getting it back is hands-off
We handle the paperwork through our claims partner, Mentaya.
You get a superbill
Included free with every visit, the itemized receipt your plan needs to reimburse you.
Mentaya files & tracks it
Our claims partner submits it to your insurer and chases any delay, denial, or underpayment.
$10 per claimMoney reaches you
Your plan sends the reimbursement straight to you, nothing for you to chase.
edit_documentPrefer to file it yourself? The superbill is free, submit it on your own anytime.
Want your exact number?
The figures above are a ballpark. Here are two ways to know for sure.
Ask your plan
Call the number on your card and ask for your out-of-network mental health benefits. They must tell you your exact coinsurance and deductible.
Let us check it for you
We will verify your out-of-network benefits for free through Mentaya, so you get a real percentage without making a single call.
Get my free benefits checkarrow_forwardStill have questions?
We will walk you through your options, verify your out-of-network benefits for free through Mentaya, and make sure you feel prepared before your first session.
Perkins PsyCare Clinic is a Round Rock mental health clinic serving Round Rock, Austin, and Central Texas. We do not make insurance promises or guarantee reimbursement; out-of-network benefits and any reimbursement depend entirely on your individual insurance plan.